2025 Green Fintech Competition

Competition themes and areas of focus

Fintech solutions should optimise ESG data collection, streamline reporting procedures, and enhance reporting accuracy along the supply chain and SMEs, with a view to enhancing banks’ access to accurate and quality data to inform investment decisions, strategic planning and climate risk assessment.

• SME disclosure
• Compliance with sustainability reporting requirements
• Data collection and analysis across the supply chain
• Supply chain sustainability risks
• Supplier assessment, engagement and

Fintech solutions should enhance banks, investors, and corporates’ ability to model, analyse, and manage exposure to climate-related financial risks in a forward-looking manner. They should enable banks to robustly quantify climate risks across portfolios, sectors, asset classes, and geographies, with the aim of enhancing banks’ climate resilience.

• Climate risk stress testing
• Predictive climate modelling and scenario analysis
• Portfolio-level physical and transition risks analysis
• Sectoral and asset-class aggregation and modelling
• Climate risk and opportunity exposure

Fintech solutions should enhance banks’ ability to access, analyse, and integrate carbon market data into strategic planning and decarbonisation efforts. They should also improve the transparency, accountability, integrity, and security of carbon market transaction platforms.

• Carbon credit/offset registries and potential investment opportunities
• Carbon credit/offset trade inventories covering issuance, retirement and transfer
• Data analytics on carbon pricing/tax, market trend tracking and
• Secure and decentralised ledger for carbon transactions that enhances integrity and prevents double counting of carbon credits
• Trading and investments in International Renewable Energy Certificates (I-RECs) or RECs

Fintech solutions should support banks in aligning their investment portfolios with firm-wide sustainability objectives by integrating ESG factors into portfolio construction, management, and client engagement strategies. They should also enhance transparency, accountability, and performance tracking in sustainable investing.

• ESG rating/ labelling of funds and investments
• Portfolio alignment, including
• Temperature rating of portfolio and benchmarking
• Financed emissions data collection, analysis, and disclosure
• Progress and target tracking

Fintech solutions should support banks in monitoring and managing climate-related financial risks in their banking portfolio, including lending, deposits, mortgages, vehicle loans, and project finance, etc., while encouraging climate transition by banks’ clients. The solutions should also improve transparency, accountability, and performance tracking in sustainable banking practices.

• Sustainability risk assessment and due diligence
• Sustainable-themed lending, deposits, mortgage
• Transition planning, target tracking and benchmarking, including taxonomy alignment
• Financed emissions data collection, analysis, and disclosure
• Data collection and engagement with customers